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Visit or contact your life sales representative to learn what products may fit your life stage needs. EMC offers a range of whole life insurance policies with guaranteed premiums and death benefits. It has been in business since 2003, when it was formed from the merger of Employers Modern Life Company and National Travelers Life Company. Life insurance can help with estate planning, funeral costs and any outstanding debts owed once you have passed. EMC National Life Company sells insurance in 48 states and the District of Columbia. Empty Nester/RetiredĮven though you are most likely through with supporting your children and family, you still want to leave a legacy behind. Life insurance ensures your children’s future. EMC National Life Company is a subsidiary of EMC Insurance Companies, one of the largest property and casualty companies in Iowa. If you don’t have life insurance and the unimaginable happened, your children may not be able to live out their hopes and dreams. Parent with childrenĪs a parent, you are responsible for your children’s future and well-being. EMC has announced that it is to exit the assumed reinsurance business conducted through EMC Re. With life insurance, you ensure that they can grieve without worrying about financial obligations. When you are married or have a partner, you are responsible for taking care of that person. Student debt, funeral expenses, mortgage payments and loans would fall on your loved ones’ shoulders if you were no longer here. Best believes EMC National Life to be in a. Best affirmed EMC National Life's current A-, Excellent rating. Currently, EMC National Life has 900 million in total invested assets and 13 billion of insurance in force. It is also coming off record highs in capital and surplus with more than 122 million in reserve. In terms of their rating, in July 2017, A.M. EMC Named Best Property/Casualty Company in Central Iowa for Sixth Year in a Row. Based on end-of-the-year reports from 2018, EMC National Life has 2.9 billion in total assets. Whether you are single or have five children, someone depends on your life insurance if the unthinkable were to happen.Įven if you aren’t married and without children, there are still financial obligations to fill if the unthinkable happened. Currently, EMC National Life has a ‘Stable’ outlook which is always great news for us, as consumers, as well as the company as a whole. No matter what stage you are in life, life insurance is always important to consider.
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